There have been times in my life that I was totally on top of my money, knowing exactly how much I owned and owed at any given moment. And there have been times that I kind of lost track, being lulled into a false sense of security and wishful thinking that sure, who cares about money anyway.
Time to get back to mastering our money and step one today is an inventory of our debts so we can make a plan on how to pay it off as quickly as possible.
I will make a list of how much, which bank, interest rate, minimum payment and how long it will take to pay off with that minimum payment. Then I can start playing with it and deciding where to apply extra payments to get the best bang for our buck in our quest for financial independence.